Skip to main content

Getting Away

A week ago, my Fiancee and I decided that we wanted to spend one day, just one, not thinking or doing anything regarding looking for a house to buy. After a stressful week of open houses and meetings and googling, the day came.

We went out to Uvas Canyon Park. It's hidden away in the Santa Cruz Mountains, a twisting labyrinth of trees and rivers. It was raining, but that is the best time to hike around waterfall loop, a mile stretch of downhill river slope. The sound of the river crashing and echoing off the hillsides, the rain splattering in your eyes. There's nothing quite like it, the way the rain drowns out all other noise, leaving you to your own little isolated pocket of existence.  

It was freeing. Luckily I didn't do one of those awful things where you start crying, but it's raining so nobody can tell. Yeah that's only in like...anime. Anyhow, being physically away from the process actually did help to clear my head, and my Fiancee and I have come to a sort of crossroads. 

We have a pretty sweet deal going on where we are renting, it's a great place in a great area, and we are 10000000% positive that should we move and have to rent again, that we will never find a place this good for the price. That being said, we are still "throwing money down the drain" by renting. Our biggest issue is trying to determine if we should call off the house hunt now and wait till November to start again, when we should have approximately $60k more on a down payment, meaning we wouldn't have to worry about a piggyback loan or mortgage insurance. Or, the second option,  do we plan to continue with where we are, and buy a house before interest rates get higher? There's also the option of just not buying and instead seeing a possible greater return and flexibility with putting our money elsewhere, like mutual funds or bonds, or somewhere else. 

They don't make this shit easy to figure out. 

Comments

Popular posts from this blog

Designing a Basic Flyer

In my free time, I am the CEO/Grant Writer/Designer for a lovely nonprofit known as Project Books, Inc. It's a 501(c)3 based in Los Angeles that focuses on bringing literacy to underserved populations. I wear a lot of hats, but one of the more fun ones is designer. It can also be the most difficult however.

One of the first things you learn in business class is how essential it is to build your brand. Your brand is who you are, it's how your customers recognize your products, it's what you communicate to your constituents, its multiple layers of subtext that basically advertise who you are, what you represent, and who you serve. If the hat makes the man, then the brand makes the business.
As Project Books is a young nonprofit, at this time we are going through our first proper branding phase. As if that wasn't difficult enough, large portions of our logo, colors, font, etc. were chosen before I came onboard. There was no cohesive vision for our design pieces, for insta…

The Golden Stag of 80's Obsessed Fame

I wrote this review years ago, so I figured that now would be a good time to pick up the hobby again! I feel like this book still deserves acclaim, so I just uploaded an old post here.

From Tuesday, April 12th, 2011:
I, being a student, am sad and yet rather happy that Borders Bookstore is closing. Sad because it is closing, but happy because Barnes and Noble will have less competition and SALES. That’s right, sales, sales, sales, sales, sales. So I went into my local closing Borders and luckily for me, a large amount of people have no interest in literary fiction, and sci-fi fantasy in my town. So I picked up a book with a rather colorful cover, and paid $7 for it. It was 60% off, who could go wrong? I sure as hell didn't. I haven’t read a book like this since Going Bovine by Libba Bray.

Said book is Colors Insulting to Nature by Cintra Wilson.

Now, Colors Insulting to Nature is a very different kind of literary fiction. It focuses on a girl with a lot of problems (but sweet never…

Life Long Ache

Screeching metal, harsh chemical smell of burnt rubber, bits of shrapnel bouncing off of my goggles as I struggle to breathe through the my nose, harsh light shining straight into my eyes.

To be clear, I'm sitting in a chair at my Dentists'.

The first memory I have of visiting the dentist is screaming in a chair as a man rips one of my teeth out without numbing my mouth. My mother sits in the corner on one of those metal spindly chairs that you most commonly see stacked in corners in a school gym. She didn't know he was going to pull a tooth. Neither did I.
He was white, tall, and the hair on top of his head appeared to be migrating to his arms instead. I can remember the event as if I am watching it from someone else's eyes. The screaming child, the nurse with a face mask holding her legs down as she desperately tried to get away. Her mother, eyes wide with horror, pale, disbelief in what was happening plastered across her face.

Dentist, large, crushing my lower jaw i…